The Mortgage Supply Company

What is a LMI and Will You Need to Pay it?

As a first-time home buyer, it is only natural to have a million and one questions about the process. With common questions ranging from how big should my deposit be? Can I use my KiwiSaver? How do I apply for a loan and what additional cover can I get? While there is a raft of [...]
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Don’t Let Your Mortgage Stress You Out!

Despite the fact that New Zealand is currently experiencing relatively low-interest rates, mortgage stress is something that a number of Kiwi homeowners experience. Mortgage stress is an issue that can impact any homeowner, regardless of whether they are seasoned investors or first-time homeowners. Managing a home loan is stressful, no matter how big it is [...]
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Are You Ready to Submit an Offer?

Submitting a formal offer on a house is actually a very straightforward task. It generally entails formalising the offer in writing and submitting it to the vendor's agent. However, there are always a few tips and tricks that can help to differentiate your offer from the competition. If you are serious about a house, don’t [...]
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Should I Hire a Property Manager?

Whether you are a first-time landlord or a seasoned property investor building your portfolio, one of the key questions to be asked is, should you engage the services of a professional property manager? As investment decisions are based on numbers, rental return and yields, many new property investors think they will save significantly by managing [...]
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Is Privately Selling Your House the Best Option?

Selling a house isn’t as easy as putting up the for sale sign and waiting for the offers to roll in. It is often a tricky and time-consuming process, that if mishandled could result in you missing out on thousands of dollars. The role of a real estate agent involves more than running an auction [...]
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Moving On: What You Need to Consider When Looking to Buy a New House

Chances are unless you found your dream home the first time around, you will eventually look to move on from your current house. There are countless reasons why we choose to move houses. Whether we are looking to upsize, our family’s growing or simply after a change of scenery. The reasons will vary for everyone. [...]
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Renovate Your House to Maximise Your Return on Investment

Planning to sell your home? Think twice before you decide to build a lavish new pool or install an industrial kitchen. These luxury extras don’t appeal to everyone and could just add cost rather than add value to your property. However, renovating your house to upgrade the everyday features before resale is a great way [...]
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Become Mortgage Free Faster!

There is nothing like owning your own home. Not only is it the ultimately Kiwi dream but it also provides you with a stable investment that will continue to increase in value over time. However, purchasing a home is also a massive financial investment. One that will be with you for the better part of [...]
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Making Sense of the Government’s Latest Meth Testing Report

Over the last several days, the government has released a fairly damning report concerning the current testing of houses for methamphetamines. In a report commissioned by the Housing Minister, Phil Twyford, it has been shown that people are unlikely to suffer health issues from third-hand meth usage. In other words, the potential risks from living [...]
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Moving Houses Yourself Versus Using a Removal Company, What You Need to Consider

Just as you sign the contract, finalise your mortgage and get the keys to your new home, you may be forgiven for seeing light at the end of the tunnel. However, there is one more major step to go - moving. Moving can be a highly stressful time, with a number of moving parts and [...]
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