Buying Freehold Land/ Property

For many New Zealanders, being able to purchase a home is a lifelong dream. Last month we discussed the pros and cons of purchasing leasehold for those looking for an affordable option to step onto the property ladder (link to blog). For most prospective buyers, purchasing freehold property is the preferred option. So to help [...]
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Buying Through Tender or Auction in New Zealand. What Is Right for Me?

Purchasing a property should be an exciting time, whether it’s your first home or an investment property. However, before you are able to take ownership of your new property you must navigate the buying and selling process. There are several methods of buying property in New Zealand including auction, tender, private sale or buying at [...]
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Selling a Property? What are the Agent and Vendor Obligations?

Buying a house is an exciting time, but through all the sunshine and rainbows, there is a huge financial commitment that is extremely difficult to back out of once the offer becomes unconditional - even if the small crack in the kitchen ceiling is now a direct entrance to the bedroom. Unlike most purchases, home [...]
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Help! I Can’t Pay My Mortgage

Sometimes life throws at us the unexpected. The loss of a job or the arrival of a new family member can have a big impact on our ability to keep on top of our mortgage repayments. If you are struggling to make your next payment or have already defaulted on your home loan, get in [...]
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Deciphering the Mortgage Jargon

At The Mortgage Supply, we understand that buying a house can be confusing. We’re not all fluent in housing jargon so a fun and exciting time in your life could soon turn frustrating. Luckily, I am property fluent and have compiled an A to Z for your reference. Or you could just pick up the [...]
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Non-Bank Lending and 5 Ways They Can Be Invaluable

In recent times, traditional banks have visibly tightened their credit policy - 90% lending is mostly unavailable. But Lending under 80% is also assessed under a painfully conservative criteria which has ended up penalising the very buyers RBNZ sought to protect when they introduced LVR restrictions. Despite well lauded initiatives like the “Welcome Home Loan”, [...]
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Revolving Credit Facility

Revolving Credit Facility. What is it and when is a good idea to have one? David Windler brings you all the answers. More by David Windler
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Mortgaging My Renovations

Renovating can be stressful. Along with the consents, fees, elapsing deadlines and additional costs, you need to know how you will finance your dreams while still maintaining a roof over your head. There are a number of ways to fund your renovation plans, but it can all get very confusing.  I will happily talk you [...]
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Market Update – September

What’s happening in the Auckland housing market? Will the Political candidates help the situation? David Windler gives you the inside knowledge and how he can help secure you a mortgage in tremulous times.      


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Are You Missing Out on Huge Savings? – When to Refix Your Mortgage

When a fixed rate mortgage is coming to the end of the term, your bank will try and determine your new fixed rate (which often is their carded rate) or switch you to a Floating Rate Home Loan. This is great for convenience, but unfortunately it could mean you are missing out on huge savings. [...]
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