Selling a Property? What are the Agent and Vendor Obligations?

Buying a house is an exciting time, but through all the sunshine and rainbows, there is a huge financial commitment that is extremely difficult to back out of once the offer becomes unconditional - even if the small crack in the kitchen ceiling is now a direct entrance to the bedroom. Unlike most purchases, home [...]
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Help! I Can’t Pay My Mortgage

Sometimes life throws at us the unexpected. The loss of a job or the arrival of a new family member can have a big impact on our ability to keep on top of our mortgage repayments. If you are struggling to make your next payment or have already defaulted on your home loan, get in [...]
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Deciphering the Mortgage Jargon

At The Mortgage Supply, we understand that buying a house can be confusing. We’re not all fluent in housing jargon so a fun and exciting time in your life could soon turn frustrating. Luckily, I am property fluent and have compiled an A to Z for your reference. Or you could just pick up the [...]
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Non-Bank Lending and 5 Ways They Can Be Invaluable

In recent times, traditional banks have visibly tightened their credit policy - 90% lending is mostly unavailable. But Lending under 80% is also assessed under a painfully conservative criteria which has ended up penalising the very buyers RBNZ sought to protect when they introduced LVR restrictions. Despite well lauded initiatives like the “Welcome Home Loan”, [...]
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Revolving Credit Facility

Revolving Credit Facility. What is it and when is a good idea to have one? David Windler brings you all the answers. More by David Windler
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Mortgaging My Renovations

Renovating can be stressful. Along with the consents, fees, elapsing deadlines and additional costs, you need to know how you will finance your dreams while still maintaining a roof over your head. There are a number of ways to fund your renovation plans, but it can all get very confusing.  I will happily talk you [...]
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Market Update – September

What’s happening in the Auckland housing market? Will the Political candidates help the situation? David Windler gives you the inside knowledge and how he can help secure you a mortgage in tremulous times.      


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Are You Missing Out on Huge Savings? – When to Refix Your Mortgage

When a fixed rate mortgage is coming to the end of the term, your bank will try and determine your new fixed rate (which often is their carded rate) or switch you to a Floating Rate Home Loan. This is great for convenience, but unfortunately it could mean you are missing out on huge savings. [...]
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Thinking of Purchasing Your First Home? Get Your Finances in Shape

Borrowing against a property is likely to be the biggest debt you will have looming over your head. Literally. Through the excitement of finding your first home and independence it will bring, there will be bills, repairs, and an ongoing payment which may mean you have to reevaluate your lifestyle for a while.  Fortunately, there [...]
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Five Money Saving Tips

If you are one of the lucky few, saving comes naturally. For others, it is a big challenge! Whether you are saving for a new home, a holiday in Bali or even a rainy day, these helpful tips from the Mortgage Supply will get you on the right track. What do you spend your money [...]
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