Buying Freehold Land/ Property

For many New Zealanders, being able to purchase a home is a lifelong dream. Last month we discussed the pros and cons of purchasing leasehold for those looking for an affordable option to step onto the property ladder (link to blog). For most prospective buyers, purchasing freehold property is the preferred option. So to help [...]
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Buying Through Tender or Auction in New Zealand. What Is Right for Me?

Purchasing a property should be an exciting time, whether it’s your first home or an investment property. However, before you are able to take ownership of your new property you must navigate the buying and selling process. There are several methods of buying property in New Zealand including auction, tender, private sale or buying at [...]
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Buying Leasehold in Auckland

Owning a home is a wonderful dream but unfortunately not a reality for many Aucklanders. With the average Auckland property still costing just over $1m people are looking for more affordable ways to get a piece of the property pie. Buying leasehold may seem like the golden ticket to getting on the property ladder, but [...]
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Selling a Property? What are the Agent and Vendor Obligations?

Buying a house is an exciting time, but through all the sunshine and rainbows, there is a huge financial commitment that is extremely difficult to back out of once the offer becomes unconditional - even if the small crack in the kitchen ceiling is now a direct entrance to the bedroom. Unlike most purchases, home [...]
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Deciphering the Mortgage Jargon

At The Mortgage Supply, we understand that buying a house can be confusing. We’re not all fluent in housing jargon so a fun and exciting time in your life could soon turn frustrating. Luckily, I am property fluent and have compiled an A to Z for your reference. Or you could just pick up the [...]
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Tips for First Home Buyers

We never said buying a home was easy. Jessica Pronk has some great tips for the first home buyer. https://youtu.be/WG2frzoKzY4 More blogs
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I’ve Found My Perfect Home. What Next?

Last week I brought you the answers to the most commonly asked questions by first-time house hunters. This week we will look at the questions you need to be asking once you have found your perfect home. Buying a house is an exciting time but it’s important that you leave the emotion at the door [...]
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Should I Use KiwiSaver for My First Home?

The property market may have softened over the last six months, but with the average house price still over $900,000, buying in Auckland may seem like an unattainable dream. Under the current LVR restrictions, home owner-occupier lending requires a 20 percent deposit*. So, if you aren’t earning over three times the average household income, or [...]
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Looking to Buy Your First Home? We’ve Got the Answers to Your Questions

Buying your first home is an exciting yet confusing time. With all the jargon being thrown around, it’s easy to become overwhelmed and lost in a sea of acronyms. What mortgage do you get? What even is a mortgage? Can you decipher your DTI from your LVR? To help you out during the process, we [...]
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Thinking of Purchasing Your First Home? Get Your Finances in Shape

Borrowing against a property is likely to be the biggest debt you will have looming over your head. Literally. Through the excitement of finding your first home and independence it will bring, there will be bills, repairs, and an ongoing payment which may mean you have to reevaluate your lifestyle for a while.  Fortunately, there [...]
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