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Meet James

James became a Mortgage Broker in Christchurch after 21 years of service in the New Zealand Army. James’s leadership and management experience, coupled with a deep understanding of finance and property, made his career transition into mortgage advice a natural fit.
James joined The Mortgage Supply Co to help others achieve home ownership and improve their financial positions through smart property investments.

His journey into property began in 2011 after saving for his first home deposit from his deployment in Afghanistan. From there, James’s passion for property only grew. He now has a successful property portfolio and leverages his experience to offer tailored advice and strategies to his clients.

James takes pride in understanding each client’s unique situation and goals, aligning the best products on the market to meet their needs, as well as providing them with ongoing support to track and adjust their financial strategies.

Outside of work, you will find James enjoying the outdoors with his wife and young family.

With a sucessful property portfolio of his own, James leverages his expertise to offer tailored advice and strategies.

James's Favourite Ice Cream:

Boysenberry

ADMIN SUPPORT

ZYRENE APUHIN

team.james@mortgagesupply.co.nz

ADMIN SUPPORT

MICHA VILLAMARZO

team.james@mortgagesupply.co.nz

Meet James's Team

5 Star reviews
 

What James's
clients say

Jacques dK.
May 2026

We’ve had an excellent experience working with James Kirkland as our mortgage advisor. His phenomenal, easy-going approach made what can often be a stressful process feel smooth and straightforward.

James is incredibly well-spoken, listens carefully, and truly understands your needs every step of the way. He guided us through the entire process with confidence and clarity, helping us secure the home we really wanted. Insurance? Kiwisaver Financial advice? Lawyer? James have the contacts!!

It’s been an absolute pleasure having him on board, and we look forward to working with him throughout the life of our mortgage. No question, Highly recommend! A+++

Adrian J.
March 2026

I do not usually write reviews, especially to share personal experiences with the public, but as we know, house hunting is exciting yet can be exhausting. My wife and I truly appreciate how smooth our first-home buying journey was, and we believe it would have been impossible without James's professional help. He fully understood our circumstances, was well-prepared with all the documentation, and we had no issues with communication at all.

Highly recommended!

Frieda dB.
May 2026

We didn't think we would be able to be home owners anytime soon, but James had the positive can-do attitude that other mortgage brokers we've dealt with in the past didn't have. He very patiently guided us through the process, as we knew nothing about the process. He always did it in a friendly, non-judgemental way that made us feel at ease. He was always very quick to respond to correspondence and questions. It was a joy to work with James and we would highly recommend him, especially if you're a first home buyer like us!

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