The New Year is the perfect time to make sure your insurance matches your life. Whether you’ve had big changes, received amazing gifts, or just wanting reassurance you have the right cover, here are 8 simple questions to ask yourself as we move into 2025:
- Have you made any changes to your property recently?
Renovations, extensions, or upgrades could impact your property’s value and risk profile. - Have you purchased or received any new valuable items?
Think electronics, jewelry, or high-end equipment – these may need to be added to your policy - Has there been any change in your property’s occupancy?
Is it now rented out, sitting unoccupied, being used for business activities, or just been put on the market? - Has your income changed?
A new job could mean your income protection needs tweaking - Has your family situation changed?
Have you had a baby? Gotten married? Or experienced a loss? - Have you experienced any changes in your health or lifestyle?
Have you quit smoking? Managing a chronic condition? Had any recent procedures or treatments? - Do you need to update your beneficiaries?
Does your policy include the right people? - Are you happy with the coverage and service from your current provider?
This is a great time to assess whether your insurer is meeting your needs and delivering the service you deserve.
All these areas can impact your coverage and premiums. Staying proactive and reviewing your insurance policies regularly ensues you’re protected and taking advantage of any potential savings.
If you answered yes to any of these questions, get in touch with your us today. We’re here to help you navigate your options.
